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Bit-Chat routes Lightning payments over messaging apps

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Bit-Chat routes Lightning payments over messaging apps
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// 73d agoPRODUCT LAUNCH

Bit-Chat routes Lightning payments over messaging apps

Bit-Chat lets AI agents and humans send Bitcoin over the Lightning Network through ordinary messaging channels — Telegram, WhatsApp, Signal, or email — with wallets created automatically in the background. The spec is published as a skill.md file designed to be consumed directly by AI agents.

// ANALYSIS

The agent-native payment layer problem is real, and routing Lightning over existing chat protocols is a clever low-friction entry point that sidesteps the need for agents to manage wallets directly.

  • Agents get a dedicated Lightning address (username@user.bit-chat.me) and can transact via natural language through any supported chat channel
  • The skill.md spec is itself a system prompt — the product is explicitly designed to be integrated into agent pipelines without human configuration steps
  • Receivers don't need to be registered, lowering the onboarding barrier for agent-to-agent payment flows
  • Currently zero fees for early users, capped at 1% later — competitive with Lightning Network norms
  • Sits in a growing category alongside Lightning Labs' L402 and Coinbase's Agentic Wallets, but differentiates by using existing consumer messaging apps as the transport layer
// TAGS
bit-chatagentllmapiautomationopen-source

DISCOVERED

73d ago

2026-03-15

PUBLISHED

73d ago

2026-03-15

RELEVANCE

6/ 10

AUTHOR

DasDouble